/* Tickwise: task-led home and comfortable guide reading. */
:root,[data-bs-theme=light],[data-bs-theme=dark]{
--tw-deep:#063f36;--tw-ink:#15342e;--tw-muted:#53675f;--tw-rule:#d9e2dc;--tw-soft:#eff4f0;
--bs-primary:#08684e;--bs-primary-rgb:8,104,78;--bs-primary-hover:#064e3b;
--bs-body-color:#364b43;--bs-body-bg:#fff;--bs-heading-color:#15342e;--bs-link-color:#08684e;
--ink:#15342e;--muted:#53675f;--faint:#62756a;--line:#d9e2dc;--paper:#f2f6f3;
}
body{font-family:"Manrope","Noto Sans SC",sans-serif;background:#fff;color:var(--bs-body-color);-webkit-font-smoothing:antialiased}
h1,h2,h3,h4,h5,h6{font-family:"Manrope","Noto Serif SC",serif;font-weight:650;letter-spacing:-.025em;color:var(--tw-ink)}
a{ text-underline-offset:.22em}
:focus-visible{outline:3px solid #b67a1c;outline-offset:4px}
[data-aos]{opacity:1!important;transform:none!important;transition:none!important}
.mono,.num,.guide-head .kicker,.guide-meta,.article .h2no{font-family:"Manrope","Noto Sans SC",sans-serif;font-variant-numeric:tabular-nums}
.topbar{background:var(--tw-deep);color:#d2e4dc;font-size:.75rem}
.topbar .container{padding:8px 12px;max-width:1140px}
.topbar .dot{background:#b9d8ae}
.brand-text{font-family:"Manrope",sans-serif;font-weight:800;font-size:1.5rem;letter-spacing:-.045em}
.brand-text .mk{background:var(--tw-deep);border-radius:50%;width:30px;height:30px}
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.fbs__net-navbar.active{box-shadow:none!important}
.fbs__net-navbar .nav-link{font-family:"Manrope","Noto Sans SC",sans-serif;font-size:.84rem;font-weight:600;color:var(--tw-ink)!important}
.fbs__net-navbar .nav-link.active,.fbs__net-navbar .nav-link:hover{color:#08684e!important}
.btn{border-radius:6px;box-shadow:none!important}
.btn.btn-primary,.tw-referral .btn{background:#08684e;border-color:#08684e;color:white}
.btn.btn-primary:hover,.tw-referral .btn:hover{background:#064e3b;border-color:#064e3b;color:white}
.tw-home .container{max-width:1160px}
.tw-home .section{scroll-margin-top:24px}
.tw-hero{background:var(--tw-deep);padding:72px 0 62px;color:#d2e4dc}
.tw-hero-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:64px;align-items:center}
.tw-intro{font-size:.72rem;letter-spacing:.09em;font-weight:650;margin:0 0 28px;color:#bed8c9}
.tw-hero h1{font-size:clamp(2.75rem,4.15vw,3.75rem);line-height:1.32;color:#fff;letter-spacing:-.035em;margin:0 0 26px;font-weight:650}
.tw-hero-lede{font-size:1.04rem;line-height:1.9;max-width:32em;margin-bottom:28px;color:#d2e4dc}
.tw-hero-actions{display:flex;align-items:center;gap:22px;flex-wrap:wrap}
.tw-hero .tw-primary{display:inline-flex;gap:24px;align-items:center;background:#d6e9a9;border-color:#d6e9a9;color:#143d2b;font-weight:700;padding:15px 22px;min-height:52px;font-size:.9rem}
.tw-hero .tw-primary:hover{background:#e6f1c7;border-color:#e6f1c7;color:#143d2b}
.tw-quiet-link{color:#fff;font-size:.85rem;min-height:44px;display:inline-flex;align-items:center}
.tw-quiet-link:hover{color:#d6e9a9}
.tw-hero-foot{font-size:.7rem;color:#bdd3c7;margin:28px 0 0;line-height:1.8}
.tw-hero-feature{background:#f7faf7;border-radius:8px;overflow:hidden;color:var(--tw-ink)}
.tw-feature-top{display:flex;justify-content:space-between;gap:12px;padding:16px 22px;border-bottom:1px solid var(--tw-rule);font-size:.63rem;font-weight:750;letter-spacing:.06em;color:#52675d}
.tw-evidence-link{display:block;background:white}
.tw-evidence-link img{display:block;width:100%;height:auto}
.tw-feature-copy{padding:24px 26px 26px}
.tw-feature-copy h2{font-size:1.24rem;line-height:1.5;margin:0 0 10px}
.tw-feature-copy h2 a{color:inherit;text-decoration:none}
.tw-feature-copy p{font-size:.84rem;line-height:1.8;margin-bottom:16px;color:#53675f}
.tw-source-link{font-size:.64rem;color:#516b5d}
.tw-section{padding:88px 0}
.tw-section h2{font-size:clamp(1.75rem,2.9vw,2.6rem);line-height:1.4;margin:0 0 18px}
.tw-section-heading{display:flex;align-items:end;justify-content:space-between;gap:36px;margin-bottom:38px}
.tw-section-heading h2{margin:0;flex:none}
.tw-section-heading>p{max-width:30em;margin:0;font-size:.93rem;line-height:1.8;color:var(--tw-muted)}
.tw-text-link{display:inline-flex;align-items:center;gap:14px;min-height:44px;font-size:.88rem;font-weight:650}
.tw-paths{display:grid;grid-template-columns:1fr 1fr;gap:52px}
.tw-path-main{padding:38px 40px;background:var(--tw-soft);border-radius:8px}
.tw-path-label{font-size:.68rem;font-weight:750;color:#567062;letter-spacing:.08em;display:block;margin-bottom:20px}
.tw-paths h3{font-size:1.7rem;line-height:1.5;margin-bottom:18px}
.tw-paths p{font-size:.93rem;line-height:1.9;margin-bottom:22px}
.tw-paths a{font-size:.88rem;font-weight:650;display:inline-flex;align-items:center;gap:14px;min-height:44px}
.tw-path-side article{padding:5px 0 24px;border-bottom:1px solid var(--tw-rule)}
.tw-path-side article+article{padding-top:26px;padding-bottom:0;border:0}
.tw-path-side h3{font-size:1.18rem;margin-bottom:10px}
.tw-path-side p{font-size:.86rem;margin-bottom:4px}
.tw-fund{background:#f6f8f5}
.tw-split{display:grid;grid-template-columns:.9fr 1.1fr;gap:100px}
.tw-split>div>p{max-width:34em;font-size:.95rem;line-height:1.9;color:var(--tw-muted)}
.tw-money-checks dl{margin:0}
.tw-money-checks dl>div{display:grid;grid-template-columns:82px 1fr;gap:24px;padding:22px 0;border-bottom:1px solid var(--tw-rule)}
.tw-money-checks dl>div:first-child{padding-top:0}
.tw-money-checks dt{font-size:.82rem;font-weight:750;color:var(--tw-ink)}
.tw-money-checks dd{font-size:.89rem;line-height:1.9;margin:0}
.tw-money-checks>p{font-size:.74rem!important;margin-top:20px;line-height:1.8!important}
.tw-reading-features{display:grid;grid-template-columns:1.25fr .75fr;gap:48px;padding-bottom:54px}
.tw-reading-lead{display:grid;grid-template-columns:1fr;gap:25px}
.tw-reading-lead img{width:100%;height:auto;border:1px solid var(--tw-rule);border-radius:4px}
.tw-reading-lead h3{font-size:1.7rem;line-height:1.5}
.tw-reading-features h3 a{color:var(--tw-ink);text-decoration:none}
.tw-reading-features h3 a:hover{text-decoration:underline}
.tw-reading-features .tw-path-label{margin-bottom:12px}
.tw-reading-features p{font-size:.9rem;line-height:1.9;margin:0}
.tw-reading-secondary{padding:36px;background:#e6eee6;border-radius:8px;display:flex;flex-direction:column;justify-content:center}
.tw-reading-secondary h3{font-size:1.7rem;line-height:1.6;margin:10px 0 20px}
.tw-reading-secondary .tw-text-link{margin-top:24px}
.tw-library{display:grid;grid-template-columns:1fr 1fr;gap:54px}
.tw-library h3{font-size:1.08rem;padding-bottom:18px;margin:0;border-bottom:1px solid #93aa9a}
.tw-library ul{padding:0;margin:0;list-style:none}
.tw-library li{border-bottom:1px solid var(--tw-rule)}
.tw-library li>a{display:grid;grid-template-columns:1fr 24px;gap:7px 16px;padding:20px 0;text-decoration:none;color:var(--tw-ink)}
.tw-library li>a>span:first-child{font-size:.93rem;font-weight:650}
.tw-library li>a>small{font-size:.76rem;line-height:1.7;color:var(--tw-muted);grid-column:1}
.tw-library .tw-arrow{grid-column:2;grid-row:1/3;align-self:center;text-align:right}
.tw-library a:hover>span:first-child{text-decoration:underline;color:#08684e}
.tw-tools{background:var(--tw-deep);color:#d2e4dc}
.tw-tools h2{color:#fff}
.tw-tools .tw-split>div>p{color:#c4d9cc}
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.tw-tool-list strong{font-size:.96rem;font-weight:600;display:block;margin-bottom:7px}
.tw-tool-list small{font-size:.76rem;color:#c4d9cc;display:block;line-height:1.8}
.tw-tool-list a:hover strong{text-decoration:underline;color:#d6e9a9}
.tw-about{display:grid;grid-template-columns:1fr 1fr;gap:100px}
.tw-about>div>p{font-size:.93rem;line-height:2;color:var(--tw-muted)}
.tw-referral{padding:30px;border:1px solid var(--tw-rule);border-radius:8px;align-self:start}
.tw-referral h3{font-size:1.14rem;line-height:1.5;margin:0 0 14px}
.tw-referral>p{font-size:.84rem;line-height:1.9}
.tw-referral>a{font-size:.83rem}
.tw-referral-action{margin:22px 0 14px;display:flex;flex-wrap:wrap;gap:10px}
.tw-referral .btn{font-size:.83rem;padding:12px 18px;min-height:44px}
.tw-copy-code{font-size:.76rem;background:white;border:1px solid #c0cec2;border-radius:6px;padding:10px 12px;min-height:44px;color:var(--tw-ink);cursor:pointer}
.tw-copy-code b{font-variant-numeric:tabular-nums}
.tw-referral small{font-size:.72rem;color:#53675f;line-height:1.9;display:block}
.tw-home-faq{padding-top:0}
.tw-home-faq h2{font-size:2rem}
.tw-home-faq details{border-bottom:1px solid var(--tw-rule);padding:18px 0}
.tw-home-faq details:first-child{padding-top:0}
.tw-home-faq summary{font-size:.93rem;line-height:1.8;font-weight:650;color:var(--tw-ink);cursor:pointer;min-height:44px}
.tw-home-faq details>p{font-size:.85rem;line-height:1.9;margin:14px 0 0;color:var(--tw-muted)}
.footer{background:#f2f6f3;border-top:1px solid var(--tw-rule)}
.footer p,.footer li a{font-size:.78rem;line-height:1.9;color:#4c6558}
.footer h3{font-family:"Manrope","Noto Sans SC",sans-serif;font-size:.82rem;font-weight:750}
.footer .credits{font-size:.67rem;color:#5a7063}
.footer .quick-links{font-size:.68rem}
.guide-main{padding-top:50px}
.guide-wrap{max-width:816px;padding:0 28px}
.guide-head .kicker{font-size:.72rem;letter-spacing:.03em}
.guide-head h1{font-size:clamp(1.85rem,3.6vw,2.8rem);line-height:1.42;font-weight:650}
.guide-meta{font-size:.76rem;line-height:1.9;color:var(--tw-muted)}
.article{font-size:1rem;line-height:2}
.guide-main .lede{border:0;padding:0;background:none;font-size:1.05rem;line-height:2;color:#3b5548;margin:0 0 32px}
.article h2{font-size:1.55rem;line-height:1.5;margin:56px 0 22px;padding:0;letter-spacing:-.025em}
.article h3{font-size:1.16rem;line-height:1.6;margin:32px 0 16px}
.article .h2no{display:none}
.article p{margin-bottom:22px}
.article .box{border:1px solid #d9e2dc;background:#f7f9f6;border-radius:6px;padding:22px 24px;box-shadow:none;line-height:1.95;margin:28px 0;color:#364b43}
.article .box.risk,.article .box.warn{background:#faf7f0;border-color:#e4dac5;color:#584d35}
.article .box-h{font-family:"Manrope","Noto Sans SC",sans-serif;font-size:.87rem;font-weight:750;display:block;margin-bottom:10px;color:var(--tw-ink)}
.toc{border:1px solid #d4dfd5;border-radius:6px;background:#f3f7f2;padding:20px 24px;margin:28px 0 36px}
.toc summary{font-family:"Manrope","Noto Sans SC",sans-serif;font-size:.9rem;font-weight:700;min-height:28px;color:var(--tw-ink)}
.toc li{line-height:1.7;margin:7px 0;font-size:.8rem}
.toc a{color:#385a46}
.source-figure{margin:32px 0}
.source-figure a{display:block}
.source-figure img{display:block;width:100%;height:auto;border:1px solid var(--tw-rule);border-radius:4px}
.source-figure figcaption{font-size:.75rem;line-height:1.85;color:#53675f;padding:12px 0}
.source-figure figcaption a{display:inline}
.article .data-wrap{border-radius:4px;border-color:var(--tw-rule)}
.article table.data th{background:#edf3ee;color:#294b38;font-weight:650}
.article table.data td{line-height:1.8}
.article .faq details{border:0;border-bottom:1px solid var(--tw-rule);border-radius:0;background:white;padding:18px 0}
.author-card{box-shadow:none;background:#f4f7f2;border:0;border-radius:6px}
.calc{box-shadow:none;border-radius:8px;border-color:var(--tw-rule)}
.calc .calc-title{font-family:"Manrope","Noto Sans SC",sans-serif}
.directory-grid{gap:18px 36px}
.directory-card{border:0;border-radius:0;padding:0;background:#fff}
.directory-card h2{border-bottom:1px solid var(--tw-rule);padding-bottom:16px;font-size:1.25rem;margin-top:28px}
.directory-card li{padding:8px 0}
@media(min-width:992px){.fbs__net-navbar .container{max-width:1160px}.fbs__net-navbar .offcanvas-body .navbar-nav{padding-left:30px!important}}
@media(max-width:991.98px){
.tw-hero{padding:54px 0}.tw-hero-grid{gap:32px;grid-template-columns:1fr 1fr}
.tw-hero h1{font-size:2.7rem}.tw-hero-lede{font-size:.93rem}
.tw-split,.tw-about{gap:44px}.tw-paths{gap:28px}.tw-path-main{padding:30px}
.tw-section{padding:64px 0}.tw-section-heading{gap:24px}.tw-reading-features{gap:28px}.tw-reading-secondary{padding:26px}
.tw-library{gap:32px}.fbs__net-navbar .offcanvas{background:white!important}.fbs__net-navbar .offcanvas-body{padding:12px 22px}
.tw-home-faq{padding-top:0}
}
@media(max-width:767.98px){
.topbar .container{padding:8px 20px;font-size:.75rem}.topbar .dot{display:none}
.fbs__net-navbar{padding:12px 0!important}.tw-home .container{padding-left:22px;padding-right:22px}
.tw-hero{padding:40px 0 36px}.tw-hero-grid{grid-template-columns:1fr;gap:34px}
.tw-intro{margin-bottom:20px;font-size:.65rem}.tw-hero h1{font-size:2.4rem;line-height:1.4;margin-bottom:20px}
.tw-hero-lede{font-size:.94rem;line-height:1.9}.tw-hero-actions{gap:10px 20px}.tw-hero .tw-primary{font-size:.82rem;padding:13px 18px;gap:20px}
.tw-hero-foot{font-size:.64rem;margin-top:20px}.tw-feature-copy{padding:20px 22px}.tw-feature-copy h2{font-size:1.2rem}
.tw-feature-top{font-size:.58rem;padding:13px 20px}
.tw-section{padding:52px 0}.tw-section h2{font-size:1.8rem}.tw-section-heading{display:block;margin-bottom:28px}
.tw-section-heading>p{margin-top:15px;font-size:.87rem}.tw-section-heading>.tw-text-link{margin-top:12px}
.tw-paths,.tw-split,.tw-about,.tw-reading-features,.tw-library{grid-template-columns:1fr;gap:32px}
.tw-path-main{padding:28px}.tw-paths h3{font-size:1.45rem}.tw-path-side h3{font-size:1.13rem}.tw-paths p{font-size:.87rem}
.tw-money-checks dl>div{grid-template-columns:70px 1fr;gap:18px}.tw-money-checks dd{font-size:.84rem}
.tw-reading-features{padding-bottom:40px;gap:30px}.tw-reading-secondary{padding:30px}
.tw-reading-lead h3,.tw-reading-secondary h3{font-size:1.5rem}.tw-library{gap:38px}
.tw-library li>a>span:first-child{font-size:.88rem}.tw-library li>a>small{font-size:.72rem}
.tw-referral{padding:26px}.tw-home-faq{padding-top:0}.tw-home-faq .tw-split{gap:8px}
.guide-main{padding-top:30px}.guide-wrap{padding:0 22px}.guide-head h1{font-size:1.9rem;line-height:1.5}
.article{font-size:.96rem;line-height:2}.guide-main .lede{font-size:1rem}.article h2{font-size:1.35rem;margin-top:42px}
.article .box{padding:18px;margin:24px 0}.toc{padding:18px}.toc ol,.toc ul{columns:1!important}
.source-figure figcaption{font-size:.7rem}.directory-grid{grid-template-columns:1fr}
.footer{padding-left:10px;padding-right:10px}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto!important}*,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important;scroll-behavior:auto!important}}

.tw-image-caption{font-size:.73rem;line-height:1.8;color:#53675f;margin:12px 0 22px}.tw-image-caption a{color:inherit}

/* Invitation entry: ordinary article prose, one homepage guide link. */
.article .ref-inline{margin:0 0 1.5rem;padding:0;border:0;border-radius:0;background:none;box-shadow:none;font-size:1rem;line-height:1.9;scroll-margin-top:110px}
.article .tw-invite-link,.tw-referral .tw-invite-guide{color:#9b3d15;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:.22em;font-weight:700}
.article .tw-invite-link:hover,.tw-referral .tw-invite-guide:hover{color:#702909}
.article .tw-invite-link:focus-visible,.tw-referral .tw-invite-guide:focus-visible{outline:2px solid #9b3d15;outline-offset:4px}
.article .tw-promo-disclosure{display:block;margin-top:.55rem;font-size:.82rem;line-height:1.7;color:#52635d}
.tw-referral .tw-invite-guide{display:inline-flex;align-items:center;min-height:44px;font-size:1rem;line-height:1.65}

/* One invitation entry in the right-hand homepage feature. */
.tw-home-invite{display:flex;align-items:center;flex-wrap:wrap;gap:10px 16px;margin:20px 0 10px}
.tw-home-invite .tw-copy-code{background:#d6e9a9;border-color:#b5ca89;color:#143d2b;font-size:.8rem;font-weight:600;min-height:44px;padding:10px 12px}
.tw-home-invite .tw-copy-code:hover{background:#e6f1c7;border-color:#b5ca89}
.tw-home-invite .tw-invite-guide{display:inline-flex;align-items:center;min-height:44px;font-size:.9rem;line-height:1.6;font-weight:700;color:#9b3d15;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:.22em}
.tw-home-invite .tw-invite-guide:hover{color:#702909}
.tw-home-invite .tw-copy-code:focus-visible,.tw-home-invite .tw-invite-guide:focus-visible{outline:2px solid #9b3d15;outline-offset:4px}
.tw-hero-feature .tw-invite-note{font-size:.72rem;color:#53675f;line-height:1.8;margin:0 0 12px}
.tw-hero-feature .tw-evidence-link img{height:230px;aspect-ratio:auto;object-fit:contain;object-position:center;background:#fff}
.tw-about.tw-about-plain{grid-template-columns:minmax(0,760px);gap:0}